How do I use the loan comparison calculator?
- Enter the loan amount.
- Enter rate, term and fees for offer A and offer B.
- See which offer costs less in total.
Loan comparison calculator: frequently asked questions
Should I compare the monthly payment or the total cost?
The total cost. A longer term lowers the instalment but usually costs more overall.
What fees should I include?
Processing fees, life insurance premiums and any other charges you must pay.
Flat or reducing rate?
Use reducing rates. Convert flat rates first with our converter.
What else matters besides cost?
Early settlement terms, salary transfer requirements and flexibility.
Is my data stored?
No. It runs in your browser.
Is this financial advice?
No. Read each bank’s key facts statement before you sign.
Are these calculations based on UAE rules?
Where a UAE rule applies (VAT, labour law, mortgage limits) the tool follows it and names the source. Rules change, so confirm important figures with the relevant authority.
Is the loan comparison calculator free?
Yes. It is free with no sign-up and no usage limits for normal use.
Is my data sent to your servers?
No. This tool runs entirely in your browser, so what you type never leaves your device.
Does it work on my phone?
Yes. The tool works in any modern browser on iPhone, Android, tablet or computer.